When you’re in a car accident in Nevada, it’s important to know who is responsible for the damage in order to settle insurance claims and figure out who is at fault. In Nevada, there are specific rules and laws that decide who is responsible for an accident. Knowing Nevada’s laws about who is responsible for accidents can help you protect your rights and make sure you get a fair amount of money for your injuries.
Nevada’s Rules of Fault
When it comes to car accidents, Nevada is a “fault” state. This means that the driver who is found to be at fault for the accident has to pay for the damages. In these situations, the negligent driver’s insurance company will pay for the costs of the accident, such as repairs, medical bills, and lost wages. You may have to file a claim with your own insurance company if the driver who caused the accident doesn’t have enough insurance, especially if you have uninsured or underinsured motorist coverage.
Nevada laws about who is at fault in an accident say that it must be clear who is at fault. This usually means figuring out who was at fault for the accident by looking at things like witness statements, police reports, and video from traffic cameras.
Nevada Accident Liability Laws and Insurance Claims
Most of the time, the first thing you do after an accident is tell your insurance company about it. You must have at least a certain amount of liability insurance in Nevada to cover injuries and damages to other people. This includes:
- $25,000 for each person who is hurt
- $50,000 for every accident that hurts someone
- $20,000 for damage to property per accident
If you get hurt in a car accident in Nevada, you have to file a claim with the insurance company of the driver who caused the accident. If the other driver doesn’t have insurance or doesn’t have enough insurance, your own policy may cover the damage, depending on what it covers.
Comparative Negligence in the State of Nevada
In Nevada, the rule of comparative negligence says that you can still get money for your injuries even if you were partly to blame for the accident. But your payment will be less because you were at fault. If you are found to be 20% responsible for the accident, for example, your damages will be cut by 20%.
Questions and Answers
What if the other driver doesn’t have insurance?
If the driver who caused the accident doesn’t have insurance, you can file a claim with your own insurance company if you have uninsured or underinsured motorist coverage.
Can I still get money if I was partly to blame?
Yes, you can still get money under Nevada’s comparative negligence rule, but the amount you get will be less based on how much fault you had.
How do I show that someone else was at fault in an accident?
To prove fault, you usually need to collect things like police reports, witness statements, pictures of the accident scene, and any traffic camera footage that is available.
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